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Portfolio Management & Investing

3 PLACES TO PARK CASH AND 3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

May 23 2022

3 PLACES TO PARK CASH AND 3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

By John Robinson, May 2022 Where to Put Cash Now For the past few years, I have been imploring clients to eliminate bond mutual funds and ETFs to protect their "safe" assets in anticipation of … [Read more...] about 3 PLACES TO PARK CASH AND 3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, Portfolio Management & Investing

Are Series I Savings Bonds Still Worth Buying?

May 23 2022

Are Series I Savings Bonds Still Worth Buying?

By John H. Robinson, May 5, 2022 Consumers who purchased U.S. Treasury-issued Series I savings bonds prior to the end of April 2022 locked in 7.12% over the first six months and incredible 9.6% for … [Read more...] about Are Series I Savings Bonds Still Worth Buying?

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, Portfolio Management & Investing

Now Is A Good Time to Buy Series I Savings Bonds!

Apr 18 2022

Now Is A Good Time to Buy Series I Savings Bonds!

By John H. Robinson, April 18, 2022 Over the past couple of weeks, a number of clients have asked me about whether they should take advantage of the recent jump in the interest rate paid on Savings … [Read more...] about Now Is A Good Time to Buy Series I Savings Bonds!

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, Portfolio Management & Investing

Do I really need a financial planner?

Jan 25 2022

Do I really need a financial planner?

Access to virtually all human knowledge (financial and otherwise) resides just a click away on the Internet. This has caused some consumers and media pundits to speculate whether the need for … [Read more...] about Do I really need a financial planner?

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, Portfolio Management & Investing

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Fee Only Planning Hawaii’s SEC Form 2A and 2B Disclosures and Privacy Policy

 

 

© 2005–2025 | Financial Planning Hawaii | Financial Planning Hawaii is an SEC-Registered Investment Adviser. The firm offers comprehensive financial planning guidance that includes ongoing discretionary and non-discretionary portfolio management guidance via a tiered, asset-based fee model described on the PRICING page of the Financial Planning Hawaii website. The firm also separately offers comprehensive financial planning reviews that do not include ongoing portfolio management for a negotiated flat fee. This service is marketed through the Fee-Only Planning Hawaii website. Fee-Only Planning Hawaii is a d/b/a name for Financial Planning Hawaii.

The Securities Exchange Commission requires all financial planners to provide certain disclosure information to prospective clients in advance and requires updated for existing clients at least annually. These disclosures include Financial Planning Hawaii's SEC Form ADV 2A & 2B, which provide a plain English description of the firm's business models and practices as well as the qualifications, experience and disclosure histories of all of FPH's registered investment adviser representatives. The SEC's disclosure requirements also require advance delivery of SEC Form CRS (Customer Relationship Summary). The purpose of this form is to provide consumers with a concise, transparent summary of the firm's services, fee schedules, and potential conflicts of interests. It also suggests important questions that all prospective clients may wish to ask before enlisting a financial planner to serve as an investment adviser. Links to Financial Planning Hawaii's SEC ADVs and Customer Relationship Summary are provided below.

Additional Disclosures

Although representatives of Financial Planning Hawaii may review client tax and legal documents, deliver tax-reporting documents, and raise awareness of potential tax and/or estate planning related mistakes or opportunities, none of this information should be construed as constituting specific tax or legal advice. All clients are encouraged to consult with their respective CPAs and/or attorneys for such guidance.

SEC Regulation S-P is a rule that requires investment advisors to protect customers' nonpublic personal information. It mandates that these institutions have policies for safeguarding data, properly disposing of consumer reports, and providing customers with privacy notices and opt-out options for information sharing. Recent amendments have enhanced these requirements by expanding data breach notification rules and service provider oversight. As part of its Compliance with this rule, FPH will only share private information with you electronically via encrypted email or secure file transfer through eMoney or Advyzon. Clients are strongly discouraged from sending personal information such as birthdates, social security numbers and account numbers to us via unsecure email.

100% of Financial Planning Hawaii's client assets under management are custodied with Charles Schwab. Except for the payment of advisory fees, all checks delivered to Financial Planning Hawaii should be made payable to Charles Schwab.

Financial Planning Hawaii personnel do not maintain separate brokerage or insurance company affiliations. As such, its financial planners are held to the SEC's fiduciary standard of care at all times.