By J.R. Robinson, Financial Planner (May 2025) Hawaii’s liability protection laws, particularly regarding minimum insurance requirements and asset protection, are relatively weak compared to many … [Read more...] about Hawaii’s Weak Liability Protection Laws and the Benefits of Tenancy by the Entirety and Liability Insurance
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Scenarios in which it may make sense to shift self-employment income from one spouse to another to optimize social security benefits and/or avoid social security tax
By John H. Robinson, Financial Planner (May 2025) Shifting self-employment income between spouses can optimize Social Security benefits and reduce tax liabilities in a narrow set of specific … [Read more...] about Scenarios in which it may make sense to shift self-employment income from one spouse to another to optimize social security benefits and/or avoid social security tax
Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
By John H. Robinson, Financial Planner (May 2025) Many homeowners are drawn to the idea of renting out a portion of their primary residence to generate extra income. While this can be a smart way … [Read more...] about Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
Challenging the Merits of Tax Loss Harvesting
John H. Robinson, Financial Planner (May 2025) Tax loss harvesting (TLH)-the practice of selling depreciated assets to offset capital gains and reduce tax liability-is widely promoted as a … [Read more...] about Challenging the Merits of Tax Loss Harvesting
Why I Always Say “Friends Should Not Let Friends Buy Bond Funds”
By J.R. Robinson, Financial Planner (April 2025) Several years ago, I wrote an article for the FPH newsletter titled, “Friends Don’t Let Friends Buy Bond Funds.” That refrain has become an … [Read more...] about Why I Always Say “Friends Should Not Let Friends Buy Bond Funds”
