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IRAs & Retirement Accounts

Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn

May 14 2025

Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn

By J.R. Robinson, Financial Planner (April 2025) A depressed stock market can feel like a financial setback, but for savvy investors, it presents a unique opportunity to optimize long-term tax … [Read more...] about Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, IRAs & Retirement Accounts · Tagged: roth conversion, stock market

529 Rollovers: Think Twice Before Getting Your Advice from TikTok

Dec 05 2024

529 Rollovers: Think Twice Before Getting Your Advice from TikTok

Three TikTok Videos About 529 Plan to Roth IRA Rollovers That Are High on Drama and Low on Fact-checking. The finfluencer community appears to have seized on this relatively obscure provision and has … [Read more...] about 529 Rollovers: Think Twice Before Getting Your Advice from TikTok

Written by J.R. Robinson, Financial Planner · Categorized: IRAs & Retirement Accounts

IRS (Finally) Gives Definitive Guidance (Kinda/Sorta) on Required Minimum Distributions from Inherited IRAs.

Apr 26 2024

IRS (Finally) Gives Definitive Guidance (Kinda/Sorta) on Required Minimum Distributions from Inherited IRAs.

By John H. Robinson, Financial Planner (April 2024) Last week, the IRS issued Notice 2024-35, which provided long-awaited guidance on whether non-spouse and not-eligible designed beneficiaries … [Read more...] about IRS (Finally) Gives Definitive Guidance (Kinda/Sorta) on Required Minimum Distributions from Inherited IRAs.

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, In the News, IRAs & Retirement Accounts, Retirement Spending, Social Security, Tax Planning · Tagged: Ed Slott, Inherited IRAs, IRS Notice 2024-35, Retirement Spending, RMDs, SECURE Act, Tax Planning

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

Jun 28 2022

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE By John Robinson, May 2022 Where NOT to Put Cash Now that interest rates have begun rising, some consumers are asking if it is a good … [Read more...] about 3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, IRAs & Retirement Accounts, Portfolio Management & Investing

How Many IRAs Do You Need?

Jun 28 2022

How Many IRAs Do You Need?

How Many IRAs Do You Need? By Laurey Shintani, June 21, 2022 Pop Quiz: What is the maximum number of traditional or Roth IRAs a taxpayer may establish? Answer:  There is no limit. While … [Read more...] about How Many IRAs Do You Need?

Written by J.R. Robinson, Financial Planner · Categorized: Estate Planning, Financial Planning, IRAs & Retirement Accounts, Retirement Planning

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  • Hawaii’s Weak Liability Protection Laws and the Benefits of Tenancy by the Entirety and Liability Insurance
  • Scenarios in which it may make sense to shift self-employment income from one spouse to another to optimize social security benefits and/or avoid social security tax
  • Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
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Recent Posts

  • Hawaii’s Weak Liability Protection Laws and the Benefits of Tenancy by the Entirety and Liability Insurance
  • Scenarios in which it may make sense to shift self-employment income from one spouse to another to optimize social security benefits and/or avoid social security tax
  • Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion

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Fee Only Planning Hawaii’s SEC Form 2A and 2B Disclosures and Privacy Policy

 

 

© 2005–2025 | Financial Planning Hawaii | Fee-Only Planning Hawaii is a business division of Financial Planning Hawaii, Inc., a state of Hawaii Registered Investment Adviser (CRD#153930). John H. Robinson is the sole owner and founder of Financial Planning Hawaii, Inc. Both John H. Robinson and Sue Gabor also maintain separate broker-dealer and investment advisory relationships with J.W. Cole Financial, a FINRA member broker-dealer, and J.W. Cole Advisors, an SEC-Registered Investment Adviser. Financial Planning Hawaii and J.W.Cole Financial/Advisors are unaffiliated entities. Services provided under Financial Planning Hawaii’s fee-only planning agreement are entirely separate from the financial planning and wealth management services provided under their unaffiliated registered representative and investment adviser representative relationships with J.W. Cole. Fee-only planning clients will NOT be solicited to establish investment accounts through J.W. Cole Financial or J.W. Cole Advisors. Clients who sign Financial Planning Hawaii’s fee-only planning agreement should understand that ongoing portfolio management is NOT part of the agreement.

Both John H. Robinson and Sue Gabor maintain state of Hawaii insurance producer licenses. However, while insurance risk management is included in the financial planning review process, no specific insurance products will be recommended or solicited as per the terms of the fee-only planning agreement.

All prospective clients are encouraged to review John H. Robinson’s and Sue Gabor’s professional and regulatory disclosure histories on the Securities Exchange Commission Investment Adviser Public Disclosure website (SEC IAPD) at https://adviserinfo.sec.gov/
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