By J.R. Robinson, Financial Planner (May 2025) Hawaii’s liability protection laws, particularly regarding minimum insurance requirements and asset protection, are relatively weak compared to many … [Read more...] about Hawaii’s Weak Liability Protection Laws and the Benefits of Tenancy by the Entirety and Liability Insurance
Financial Planning
Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
By John H. Robinson, Financial Planner (May 2025) Many homeowners are drawn to the idea of renting out a portion of their primary residence to generate extra income. While this can be a smart way … [Read more...] about Caution: Renting Part of Your Home May Jeopardize Your Capital Gains Tax Exclusion
Why I Always Say “Friends Should Not Let Friends Buy Bond Funds”
Why I Always Say “Friends Should Not Let Friends Buy Bond Funds”
By J.R. Robinson, Financial Planner (April 2025) Several years ago, I wrote an article for the FPH newsletter titled, “Friends Don’t Let Friends Buy Bond Funds.” That refrain has become an … [Read more...] about Why I Always Say “Friends Should Not Let Friends Buy Bond Funds”
Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn
Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn
By J.R. Robinson, Financial Planner (April 2025) A depressed stock market can feel like a financial setback, but for savvy investors, it presents a unique opportunity to optimize long-term tax … [Read more...] about Turning Stock Market Lemons into Lemonade: The Strategic Advantage of Roth Conversions in a Downturn
How Should Consumers Pay for Financial Advice?
How Should Consumers Pay for Financial Advice?
Understanding Jargon, Conflicts of Interest, and Ethical Constructs in Financial Advice Pricing Models By John H. Robinson, Financial Planner (April 26, 2025) The business of financial … [Read more...] about How Should Consumers Pay for Financial Advice?