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Portfolio Management & Investing

A Farewell to Mint.com

Apr 26 2024

A Farewell to Mint.com

Which personal finance app will step up to fill the void? By John H. Robinson, Financial Planner (April 2024) In a November 2023 press release that surprised and disappointed legions of loyal … [Read more...] about A Farewell to Mint.com

Written by J.R. Robinson, Financial Planner · Categorized: Budgeting, Financial Planning, Fintech, In the News, PERSONAL FINANCE, Portfolio Management & Investing, Retirement Saving, Retirement Spending · Tagged: Budgeting, Credit Karma, Fintech, Intuit, Mint.com, Personal Capital, Personal Finance Software, Retirement Saving, Retirement Spending

8 Best Utility Stocks for Rising Dividends

May 17 2023

8 Best Utility Stocks for Rising Dividends

A couple of weeks ago, a reporter for U.S. News & World Report contacted me for comment on Utility stocks in the current investment environment.  Although the subsequent article he wrote was … [Read more...] about 8 Best Utility Stocks for Rising Dividends

Written by J.R. Robinson, Financial Planner · Categorized: Portfolio Management & Investing

SVB’s Failure Highlights Bankings’ Dirty Secret in Corporate Cash Management – Quid Pro Quo Lending and Vast Uninsured Deposits

Mar 16 2023

SVB’s Failure Highlights Bankings’ Dirty Secret in Corporate Cash Management – Quid Pro Quo Lending and Vast Uninsured Deposits

This week, we sent two email messages to Fee-Only Planning Hawaii and Financial Planning Hawaii clients to proactively assuage concerns over the banking crisis in the wake of the Silicon Valley Bank … [Read more...] about SVB’s Failure Highlights Bankings’ Dirty Secret in Corporate Cash Management – Quid Pro Quo Lending and Vast Uninsured Deposits

Written by J.R. Robinson, Financial Planner · Categorized: Portfolio Management & Investing

Everything is Coming Up Roses (Why I have rarely felt this confident investing)

Oct 04 2022

Everything is Coming Up Roses (Why I have rarely felt this confident investing)

Inflation is roaring, mortgage rates are soaring, the real estate market and both the stock and bond markets stock are all tumbling - and I have rarely felt more confident in guiding client retirement … [Read more...] about Everything is Coming Up Roses (Why I have rarely felt this confident investing)

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, Portfolio Management & Investing, Retirement Saving, Retirement Spending

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

Jun 28 2022

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE By John Robinson, May 2022 Where NOT to Put Cash Now that interest rates have begun rising, some consumers are asking if it is a good … [Read more...] about 3 SURPRISING INVESTMENTS TO AVOID AS INTEREST RATES RISE

Written by J.R. Robinson, Financial Planner · Categorized: Financial Planning, IRAs & Retirement Accounts, Portfolio Management & Investing

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Fee Only Planning Hawaii’s SEC Form 2A and 2B Disclosures and Privacy Policy

 

 

© 2005–2025 | Financial Planning Hawaii | Financial Planning Hawaii is an SEC-Registered Investment Adviser. The firm offers comprehensive financial planning guidance that includes ongoing discretionary and non-discretionary portfolio management guidance via a tiered, asset-based fee model described on the PRICING page of the Financial Planning Hawaii website. The firm also separately offers comprehensive financial planning reviews that do not include ongoing portfolio management for a negotiated flat fee. This service is marketed through the Fee-Only Planning Hawaii website. Fee-Only Planning Hawaii is a d/b/a name for Financial Planning Hawaii.

The Securities Exchange Commission requires all financial planners to provide certain disclosure information to prospective clients in advance and requires updated for existing clients at least annually. These disclosures include Financial Planning Hawaii's SEC Form ADV 2A & 2B, which provide a plain English description of the firm's business models and practices as well as the qualifications, experience and disclosure histories of all of FPH's registered investment adviser representatives. The SEC's disclosure requirements also require advance delivery of SEC Form CRS (Customer Relationship Summary). The purpose of this form is to provide consumers with a concise, transparent summary of the firm's services, fee schedules, and potential conflicts of interests. It also suggests important questions that all prospective clients may wish to ask before enlisting a financial planner to serve as an investment adviser. Links to Financial Planning Hawaii's SEC ADVs and Customer Relationship Summary are provided below.

Additional Disclosures

Although representatives of Financial Planning Hawaii may review client tax and legal documents, deliver tax-reporting documents, and raise awareness of potential tax and/or estate planning related mistakes or opportunities, none of this information should be construed as constituting specific tax or legal advice. All clients are encouraged to consult with their respective CPAs and/or attorneys for such guidance.

SEC Regulation S-P is a rule that requires investment advisors to protect customers' nonpublic personal information. It mandates that these institutions have policies for safeguarding data, properly disposing of consumer reports, and providing customers with privacy notices and opt-out options for information sharing. Recent amendments have enhanced these requirements by expanding data breach notification rules and service provider oversight. As part of its Compliance with this rule, FPH will only share private information with you electronically via encrypted email or secure file transfer through eMoney or Advyzon. Clients are strongly discouraged from sending personal information such as birthdates, social security numbers and account numbers to us via unsecure email.

100% of Financial Planning Hawaii's client assets under management are custodied with Charles Schwab. Except for the payment of advisory fees, all checks delivered to Financial Planning Hawaii should be made payable to Charles Schwab.

Financial Planning Hawaii personnel do not maintain separate brokerage or insurance company affiliations. As such, its financial planners are held to the SEC's fiduciary standard of care at all times.